https://www.rescuetime.com/
https://selfcontrolapp.com/
Stay Focused Google App
News Feed Eradicator for facebook Google App
Distraction Fee Youtube Google App
Free Capital Gains
Who wouldn’t love to let their investments grow 100% tax-free? Take a pass on paying capital-gains taxes by investing in a Roth IRA. Any money you put into your Roth grows tax-free, and you won’t owe Uncle Sam a dime when you cash out in retirement. It’s all yours.
Free treats for moms on Mother's Day from restaurants such as McCormick & Schmick's, Orange Leaf Frozen Yogurt and Shoney's in May
Free Price Watcher
Don’t you hate it when you pay for a flight, and then the price drops? Enlist the help of Yapta.com, which tracks your flight’s price after you buy your ticket. If the fare drops, it will notify you and help you collect a refund or travel vouchers from the airline. (Note: Yapta only kicks in if the price drop exceeds the ticket-change fee you’d be obligated to pay.)
Yapta does the same for hotels, too. And then there's Tingo, which automatically rebooks your room at the lower rate if the hotel drops its price. You'll get a refund for the difference.
For rental cars, try AutoSlash.com.
Waze provides real-time traffic information contributed by users, so you can find the best route and avoid backups (so you don’t waste gas). You also can use Waze to find the cheapest gas station along your route.
And the Last Minute Travel app offers travelers access to wholesale prices for hotels in more than 150 countries and discounts on theme parks, sporting events and similar activities.
You don’t have to pay $50 or more a year for security software. You can download a free anti-virus tool, such as Avast, and a free anti-malware tool, such as Malwarebytes, says Mark McCurley, senior information security advisor for Identity Theft 911. Don't get hung up on the distinction between a virus and malware; a virus is simply a type of malware. However, different anti-virus and anti-malware tools will protect against different known threats, so downloading both is a prudent step, he says.
Free Grocery-Shopping Assistance
Free mobile apps can help you save money at the supermarket. For example, Favado automatically matches coupons with items on your shopping list (you can load the coupons to your store’s loyalty card or print them). It also lets you easily compare sales and prices across a range of supermarkets, drugstores and big-box retailers -- including Whole Foods, Sprouts and Trader Joe's -- to find the best deals on items you regularly buy. You'll also be notified when items on your favorites list go on sale at stores in your area.
Free Software
For many basic computing needs, you can get free software rather than shelling out for the Microsoft Office Home & Student suite ($139.99), Quicken Deluxe for budgeting ($64.99), Adobe Photoshop Elements for photo editing ($69.99) and other popular programs.
For word processing, spreadsheets and multimedia presentations, try Google Docs. To manage finances, we like the free budgeting program at Mint.com. And for photo and video editing, try Picasa or Pixlr.
Free Digital Storage Space
With free online backup storage, you can share files and protect them from computer crashes, theft and natural disaster. Windows OneDrive gives you 15 gigabytes of free, secure digital storage space. You can also use Dropbox (2 GB free).
Preparing your income taxes doesn’t have to cost a lot. Check out the IRS’s Free File program. If your adjusted gross income is $58,000 or less, you qualify for free tax-prep software and filing. If you make more money than that, you can still file for free, but you don’t get the free software to prepare your return.
Have a tax question? Call the free IRS help line at 800-829-1040. Many communities also offer free face-to-face help during tax-filing season, with volunteers at public libraries and community centers. See the IRS’s list of free tax return preparation resources for details.
Free Unlimited Texting
Save money on your cell phone plan by using a free texting service such as Textfree. It assigns you a free phone number through which you can send and receive texts as much as you want on your Android devices, iPhone, iPad and iPod Touch.
Nolo.com has been Kiplinger's go-to source for legal information for a long time, and it's still the best. The Web site is packed with free advice on a wide range of legal issues, such as estate planning, buying or selling real estate, managing a business and more. Nolo is authoritative, yet clearly explains when your situation calls for hiring a lawyer.
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